Managing Risk Differently.
The challenges business owners face today and into the future are evolving more quickly than ever before. Leaders who have clarity around risk have the advantage, more control and overall, more options.
We think about risk differently and take a holistic view of our clients, beyond just insurance.
Partnering with Navacord provides our clients the Local Touch – National Strength needed to face a complex world with confidence.
The HK Henderson Advantage
Our approach manages hazard risk AND the day to day business risks that matter most to you. We look at the big picture of your business to create unique plans that are innovative, fluid and go beyond insurance to make your business better.
Why insurance needs a new approach
Today’s business world is high pressure, fast-paced, disruptive and ever changing. Businesses now face risks far beyond hazard risks like rapidly changing technology, cyber risk, HR problems, customer churn and more.
Risk strategies, therefore, need to go beyond traditional hazard insurance and assess all areas of risk as well as their likelihood, their impact and how they will affect your businesses bottom line.
HK Henderson has created the IAP approach to match todays business trends. Our IAP approach looks at the big picture of your business to uncover the risks that matter most and get ahead of them so your business can operate as successfully as possible in today’s disruptive business world.
What our approach can do for you
Our team understands insurance and business. Our insurance experts know that every business is different so we have a full range of insurance solutions, assets, tools and partnerships to create better, more custom solutions for each and every client.
What our commercial clients are saying
We realize that our request for a quote was a bit out of the norm and we appreciate the time and patience your team had to thoroughly understand the needs and requirements of the policy. In the end the personal service (you always return calls, emails and texts quickly!!) you have provided has made the transition easy and we feel reassured knowing any future claims that we may have would be handled by yourselves. Your down-to-earth, quality customer service levels are something our company prides ourselves on in our day to day business.
To find a local company with similar business objectives is something we have been more than pleased with. THANK YOU! We hope to have a long term relationship with HK Henderson.
Because HK Henderson does a great job of consolidating all my insurance, I never have to wonder where my policies are. This saves me time and money which is very important to me as I have a hectic schedule.
HK Henderson really does make my life simpler and my family safer.
Our Big Picture IAP Approach
Identify
- Gain a broad understanding of the client, including goals, dangers, opportunities and strengths.
- Determine where we can help.
- Identify some current risk areas facing the client.
Assess
- Using a wide variety of questions, we will gather more information on the previously identified areas of risk.
- With the client, begin to quantify the identified risk areas.
Prioritize
- Use the information gathered, including the quantification to rank the risks, by analyzing the Likelihood of the risk happening and the Impact of the risk if it does.
- Create and deliver an Annual Plan to reduce the risks which are deemed to be the greatest.
Interested?
Let’s chat about how HK Henderson can provide your business with a risk strategy that will not only help your business, but also your bottom line.