Strategy That Builds
Confidence
Placing insurance isn’t just about getting quotes—it’s about building trust. Not just with clients, but with underwriters.
Our Approach to Placing Coverage
Understanding Your Business
- ✓ Understanding your operations and industry
- ✓ Analyzing your risk profile thoroughly
- ✓ Identifying what makes your company attractive to insurers
- ✓ Telling your story in a way that builds confidence
Knowing the Marketplace
- ✓ Identifying which companies specialize in your industry
- ✓ Knowing the right underwriters to work with
- ✓ Leveraging personal relationships with key underwriters
- ✓ Leveraging market knowledge to protect your credibility
Full Range of Placement Expertise
Property & Physical Assets
• Commercial Property
• Builder’s Risk
• Equipment Breakdown
• Mobile Equipment
Business Continuity
• Business Interruption
• Extra Expense
• Supply Chain
• Cyber Threat Protection
Fleet & Transportation
• Fleet Auto Programs
• Cargo & Transit
• Garage Auto
• Non-Owned Auto
Liability Protection
• Commercial General Liability
• Umbrella & Excess
• Product Liability
• Environmental Liability
Executive & Professional
• Directors & Officers
• Errors & Omissions
• Employment Practices
• Cyber Liability
Specialized Lines
• Contract Bonding
• Crime & Fidelity
• Trade Credit
• Cross-border Coverage
The Navacord Advantage
Boutique local service backed by national strength
Exclusive Markets
Access to specialty programs and exclusive underwriting relationships
Placement and underwriting connections across Canada
Shared Expertise
Collaborative knowledge across sectors and coverage types
From Placement to Long-Term Strategy
Our work doesn’t end when the policy is bound. We stay engaged all year to help you:
Adjust coverage as your operations change
Address losses and refine risk controls
Reframe your risk narrative for future renewals
Leverage insurer feedback into strategic improvements
We revisit your risk profile and ask: what changed, what improved, and what story do we want to tell going forward? Our goal is not just to renew policies—it’s to improve your insurability over time.
Placement That Protects Profitability
With HK Henderson, insurance placement becomes part of your broader business strategy.
Reframe your risk narrative for future renewals
Build trust with insurers
Improve claim outcomes
Produce better terms and conditions over time
Prevent waste and last-minute scrambles
Your business deserves
a strategic partner
If this sounds different from your experience with insurance,
it’s time to speak with an advisor.