Financial Investment Advisers

Our in-house financial advisers will help you develop a plan tailored to your needs so you can make an informed choice about maximizing your investments and RRSPs.

We provide individual consultations and education as well as seminars presented by some of the most respected names in the investment industry. HK Henderson advisors can provide you with enough information so that you can make an informed choice about maximizing your investments and RRSPs. Ask yourself what financial planning means to you. Most people just focus on investing for retirement when in fact good financial planning involves a living, breathing process, surrounding all of the following:

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Smart Money Management

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Investment Planning

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Retirement Planning

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Protection of Assets

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Risk Management & Strategy

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Insurance Strategies

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Estate & Wealth Planning

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Taxation Strategies

Get started on the road to smart investing and financial prosperity by meeting with us today!

 

We work with many tools that will help you achieve any of your financial goals:

Guaranteed Investment Certificates (GIC)

Purchase a GIC with as little as $1,000. All you need to do is choose a term that fits your needs to start earning a guaranteed rate of interest and then put your mind at ease.

Registered Retirement Savings Plan (RRSP)

Start saving for your retirement and allow them to grow quickly! Your contributions are income tax deductible and tax-sheltered until you decide to withdraw your money during retirement.

Registered Retirement Income Fund (RRIF)

Now that you have worked hard to save for your retirement, you can convert your RRSP to a RRIF and turn your savings into income.

Tax-Free Savings Account (TFSA)

When you put your savings into a tax-sheltered savings account, it means there is no tax on the earnings from your investment; you don’t get a deduction as you do with RRSP contributions but you also don’t pay taxes when you decide to withdraw your money.

Registered Education Savings Plan (RESP)

Start saving for your child’s post-secondary education and get government grants to jumpstart your savings. The investment grows tax-free until your child starts their post-secondary education and begins making withdrawals.

Locked-In Retirement Accounts (LIRA)

The locked-in retirement account is designed to hold pension funds for a former plan member. Once you reach retirement age, you will need to convert it to a life annuity, LIF, or LRIF to start earning an income during retirement.

Segregated Funds

You may wish to place your savings in more traditional investment products to reach your financial goals. With the help of Segregated funds, you can diversify your portfolio depending on your investment objectives, timeframe, and risk levels. Segregated funds offer an added life insurance death benefit if the owner dies before the contract matures as well as protection from creditors.