Life & Health Insurance
At HK Henderson we offer LIFE Insurance because everyone has family or others they love, which rely on them financially. We offer personalized customer service to make sure the financial needs of you and your family are met. We can help you find affordable Life, Critical Illness, Disability, Individual/Group Health, and Dental Insurance. We want you to sleep at night, knowing you are financially stable, give our staff a call today, you never know what tomorrow will bring.
What is life insurance?
Life insurance can protect the financial security of the people you love, by giving them a tax-free payment after you die. The amount and type of life coverage you choose will depend on your circumstances and needs. The cost of life insurance you buy as an individual depends on your age, gender, health, medical history, and lifestyle, most life insurance must be medically underwritten but there are a few exceptions of instant issue products.
What is life insurance? What is Critical Illness Insurance?
Critical Illness Insurance can give you a lump sum payment if you are diagnosed with a covered disease and survive 30 days after diagnosis, this money could be used to supplement a caregivers income or for travel costs for treatments or many other bills that arise.
Health and Dental Insurance
HK Henderson offers extended health and dental insurance, which is available either through one of the many association plans we carry or through placement with a major health and dental carrier on an individual basis. Our Extended Health and Dental insurance is an affordable form of protection that helps cover the costs of health and dental services and supplies not paid for under provincial plans. Our insurance will give your members everyday access to needed health and dental insurance because we all know how going to the dentist for a checkup can be very expensive if you are not covered under any type of plan. We know that if you or a family member becomes sick, you want to have the peace of mind that you can afford to provide the necessary health care.
Sudden illness and serious accidents can result in the loss of income, which is crucial to most people and their families. Disability insurance provides protection against this by paying a monthly benefit when you are unable to work. Both personal and business disability insurance solutions are available that offer flexibility and features to help bridge the gap between income and expenses during a disability. If you are a professional tradesperson or a home-based business we can help you with your income replacement needs. We offer you a choice of start dates, benefit periods, and additional riders to your disability insurance. We will also help you structure your plan to maximize the tax implications for yourself and your business.