Hospitality
Powered by our Navacord Partnership
Local Touch. National Strength.TM
Our Local Touch ensures your Advisor is invested in your community with offices in Saskatoon, Regina, and Moose Jaw.
Our Navacord partnership empowers our expert Advisors, and provides opportunity to enrich the clients and communities we serve by providing you:
Deep Industry Specialization – Exclusive Products & Services – Client Advocacy – Market Access & International Reach
Catering to Saskatchewan’s Thriving Hospitality Scene
Saskatchewan’s restaurants, lounges, and hotels juggle razor-thin margins and relentless risk. We partner with you—leveraging industry leadership and deep sector expertise—to keep those risks in check.
Our proprietary SHOP program (Select Hospitality Owners Program) wraps tailored coverages, flexible deductibles, and proactive loss-control into one seamless package, safeguarding every plate served and every room booked.
Quick Tip – SHOP’s service interruption add-on reimburses lost revenue the moment a freezer fails, so dinner remains on schedule and cashflow stays steady.
Trending Risk Examples
Property Valuation & Co-Insurance Compliance
Even with fluctuating values, we help secure appropriate coverage to protect your investments. Our team ensures you meet requirements to avoid financial penalties.
Cyber Exposures
There are tools and strategies to safeguard data and ensure business continuity we can help guide you and your team.
Business Continuity
Our solutions minimize downtime and financial losses due to unexpected disruptions.
Rising Input Costs
There are conclusive strategies to manage increasing costs, such as food and liquor, to sustain profitability.
Supply Chain Disruptions
Industry leading approach to foster resilience against tariffs and material shortages.
Human Capital Challenges
We support workforce planning to address skills gaps and employee retention.
Tax Implications
Connecting you with industry professionals ensuring you have the guidance needed to manage related challenges.
Tourism Concerns
Partnering with you to meet evolving tourism landscape and uncover growth opportunities.
Our Response
Our Advisors work with you to identify, assess and prioritize your risk exposures. They assess the impact and likelihood of risk to develop an overall strategy to reduce your total cost of risk.
Risk Strategy
From succession to expansion, we help you chart a long term plan aligned with your business goals.
Risk Identification
We proactively uncover and prioritize your risks—insurable and non-insurable—so you can act strategically and curb losses before they affect your bottom line.
Insurance Placement
We turn strategic insights into persuasive, data-rich submissions that secure broader coverage, stronger underwriting confidence, and ultimately lower your cost of risk at renewal.
Risk Education
Through thought leadership, benchmarking, peer forums, and tailored training, we build awareness and capability. Empowering your team to reduce claims and control your cost of risk.
Exclusive Access Hospitality Owners Program
Our hospitality program is tailored for businesses with liquor exposure, live music, and special events—giving you cost certainty and comprehensive protection where it matters most.
Program Highlights
Guaranteed Rates for 2 Years
Enjoy stable pricing and budget certainty—subject to a favourable loss history.
Full Liquor Liability Coverage
Coverage available up to $5 million, including forcible ejection incidents.
In-House Risk Management Support
Our team helps you develop and implement safety policies that reduce claims and protect patrons and staff.
Who It’s For
Whether you operate a late-night venue or upscale restaurant, we understand the unique risks of hospitality. Our program covers:
- Live music venues & concerts
- Nightclubs & bars
- Outdoor events & special events
- Pubs & banquet halls
- Fine dining & restaurants
- Adult entertainment venues
- Private liquor stores
Learn More About Our Services
Enterprise Solutions
Comprehensive solutions for large-scale commercial enterprises.
Our Approach
Our proven IAP methodology for managing risk.
Strategic Risk Advice
Expert guidance to navigate and control complex exposures.
Insurance Placement
Proven insurance strategies, relationships, and solutions.
Your business deserves
a strategic partner
If this sounds different from your experience with insurance,
it’s time to speak with one of our Advisors.