Strategic Risk Advisors
Beyond insurance placement. We deliver ongoing, consultative guidance that anticipates, prevents, and solves business risks in all their forms.
A Different Approach to Risk
Traditional Broker Model
Reactive, transactional relationships
Focus primarily on insurance placement
Limited understanding of your industry
Renewal-driven conversations
Generic risk solutions
HK Henderson Approach
Strategic, consultative partnerships
Comprehensive business risk analysis
Deep sector-specific expertise
Year-round strategic guidance
Tailored solutions addressing root causes
Industry Specialization
Our advisors are organized by industry verticals, ensuring you work with someone who truly understands your sector.
Agriculture
Specialized solutions for farms, agri-food processing, and agricultural supply chains.
Construction
Risk management for contractors, developers, and specialized trade professionals.
Manufacturing
Comprehensive risk solutions for production facilities and supply chain operations.
Solutions Beyond Insurance
We advise clients on risk issues that span far beyond the insurance policy.
Internal Risk Controls
Develop protocols that reduce claims frequency and severity
Regulatory Navigation
Guidance through complex compliance environments
Risk Profile Improvement
Strategic approaches to reduce long-term premiums
Succession Planning
Address risks tied to leadership transitions
“As a client of HK Henderson, we have witnessed firsthand their remarkable adaptability and commitment to our growth. Our company, which is focused on expansion, often faces various challenges. In every unfamiliar situation, HK Henderson has consistently partnered with us. Their dedication to supporting our business and ensuring we understand our risks has been invaluable.
Ryan Olson, Vice-President & General Manager
Bourgault Tillage Tools Ltd. (BTT)
Strategic Insurance Placement
Insurance is not our primary service—it’s a downstream benefit of effective advisory.
Telling Your Story Better
We transform insights from our advisory process into compelling, data- rich submissions that increase underwriter confidence.
Lower total cost of risk
Broader coverage
Confidence at renewal
We place complex and traditional coverages with an advisory edge
Valuable Benchmarking
Because we partner with many companies in each industry, and connect across Canada through Navacord, we provide real insights to help you evaluate your position in the insurance marketplace.
Risk Profile Comparison
See how your risk management approach compares.
Insurance Program Analysis
Evaluate coverage breadth and pricing against similar organizations.
Claims Performance
Compare frequency, severity, and resolution.
Community of Leaders
We connect clients to peers and create opportunities for collaboration and insight-sharing.
Peer Introductions
Connect with leaders facing similar challenges.
Industry Resources
Introductions to leading business resources outside insurance.
Knowledge Sharing
Access collective wisdom from industry peers.
Your business deserves
a strategic partner
If this sounds different from your experience with insurance,
it’s time to speak with one of our Advisors.