Strategy That Builds
Confidence

Placing insurance isn’t just about getting quotes—it’s about building trust. Not just with clients, but with underwriters.

Our Approach to Placing Coverage

Understanding Your Business

Understanding your operations and industry

Analyzing your risk profile thoroughly

Identifying what makes your company attractive to insurers

Telling your story in a way that builds confidence

Knowing the Marketplace

Identifying which companies specialize in your industry

Knowing the right underwriters to work with

Leveraging personal relationships with key underwriters

Leveraging market knowledge to protect your credibility

Full Range of Placement Expertise

Property & Physical Assets

• Commercial Property
• Builder’s Risk
• Equipment Breakdown
• Mobile Equipment

Business Continuity

• Business Interruption
• Extra Expense
• Supply Chain
• Cyber Threat Protection

Fleet & Transportation

• Fleet Auto Programs
• Cargo & Transit
• Garage Auto
• Non-Owned Auto

Liability Protection

• Commercial General Liability
• Umbrella & Excess
• Product Liability
• Environmental Liability

Executive & Professional

• Directors & Officers
• Errors & Omissions
• Employment Practices
• Cyber Liability

Specialized Lines

• Contract Bonding
• Crime & Fidelity
• Trade Credit
• Cross-border Coverage

The Navacord Advantage

Boutique local service backed by national strength

Exclusive Markets

Access to specialty programs and exclusive underwriting relationships

National Relationships

Placement and underwriting connections across Canada

Shared Expertise

Collaborative knowledge across sectors and coverage types

From Placement to Long-Term Strategy

Our work doesn’t end when the policy is bound. We stay engaged all year to help you:

Adjust coverage as your operations change

Address losses and refine risk controls

Reframe your risk narrative for future renewals

Leverage insurer feedback into strategic improvements

We revisit your risk profile and ask: what changed, what improved, and what story do we want to tell going forward? Our goal is not just to renew policies—it’s to improve your insurability over time.

Placement That Protects Profitability

With HK Henderson, insurance placement becomes part of your broader business strategy.

Reframe your risk narrative for future renewals

Build trust with insurers

Improve claim outcomes

Produce better terms and conditions over time

Prevent waste and last-minute scrambles

Your business deserves
a strategic partner

If this sounds different from your experience with insurance,
it’s time to speak with one of our Advisors.