Risk Insight – Even Home-based Businesses Need D&O

Most home-based businesses are located out of the home, some activity may take place at other locations.  If you run your business from home you may think that directors and officers (D&O) insurance isn’t necessary.  That said, the size and location of your...

Cyber Insight – Cybersecurity Risks of QR Codes

While QR codes are everywhere today in various capacities, including marketing and payment transactions, they have also become a target of cyber criminals.  Threats such as phishing attacks and malware dissemination have increased significantly, determining what is...

When the Construction Materials You Use Fail

Construction defects can include design flaws, poor workmanship, product defects and subsurface deficiencies.  If these products or materials fail, you can held liable.  The project owner can name you in a lawsuit, even if you aren’t at fault. Our latest...

Cyber Insight – The Risk of Shadow IT

The increasing use of cloud-based services has provided cyber criminals new opportunities for exploitation. One of the major risks of cloud-based services is Shadow IT. This refers to using software tools that are not authorized by the IT department. This behaviour...